Residency – You live in Brunswick County for at least one year. You must meet this requirement before you can apply
Need – Your housing is at least one of the following
Overcrowded
Poorly maintained
Homeless
Too expensive
Ability to Pay - You have an income which falls within Habitat's guidelines of at least 35% of the median family income for Brunswick County but not more than 65%. (See the table) 
AND 
You have not declared bankruptcy in the past two years.
You can show that you pay your rent and/or other bills on
time.
You have no judgments against you (you must pay off 
creditors
before applying).
You have a stable income that can be proven by pay stubs, 
letter or t
ax return.

Home Ownership 

Habitat for Humanity is a Christian Housing Ministry building affordable homes with those who qualify. New homes are sold with an interest-free mortgage for the costs to build the home. Our partner families contribute their own energy – known as “sweat equity” – into the building of their own home and the homes of others. The payments include taxes 
​and insurance and average $400 per month for a three bedroom two bath home.
                    1               2               3               4               5…           8
30%          13,300        15,930      20,090       24,250       28,410     40,890
50%          22,100        25,250      28,400       31,550       34,100     41,650
80%          35,350        40,400      45,450       50,500       54,550     66,700
Willingness to Partner - You are willing to partner with Habitat for Humanity, completing 300 hours of sweat equity for a single person or 500 hours of sweat equity for a couple; 
 • You will first work on other families’ homes before building your 
own
You must attend financial counseling and/or homeowner 
workshops 
You will participate in Habitat events
 • You must complete the application steps
You must provide all information in an honest and timely 
manner


© Brunswick County habitat for humanity 2015 All Rights Reserved

You may be eligible to purchase a Habitat home if you meet our four requirements: